Graham US
2027 Benefits
Welcome to the Graham US 2027 benefits page.
This page contains benefit information and resources specific to Graham US employees.
Review what’s new in 2027, explore your benefit options, access provider information, and find the resources you need to make informed enrollment decisions for the 2027 plan year.Â
2027 US Benefits Program Overview
Beginning January 1, 2027, we are introducing a new harmonized benefits program across Graham US, XL, Moltz and Milender White. This initiative aligns benefits across our US entities while continuing to provide competitive coverage, flexibility and choice for employees and their families.
What’s New for 2027
As part of the transition to our new US benefits Program, several changes and enhancements will take effect beginning January 1, 2027.
Expanded Benefits Offerings
You will continue to have access to Medical, Dental, Vision, Life and Disability coverage, Spending Accounts and Voluntary benefits. Several new and enhanced offerings have been introduced as part of the new benefits program providing greater choice, flexibility and support for you and your family.
Active Enrollment Required
Open enrollment for the 2027 plan year will be an active enrollment year, meaning all eligible employees will be required to make new benefit elections. As the new benefits program replaces existing plans, your current benefit elections will not automatically carry forward into 2027. To ensure you have coverage that best meets your needs for 2027, please complete your enrollment during the Open Enrollment period.
Open Enrollment will take place from November 2-13, 2026.
If you do not complete your enrollment, a default medical plan will be assigned to you, and changes cannot be made until the next Open Enrollment period unless you experience a qualifying life event.Â
Medical and Open Enrollment Information Sessions
A Medical Plan Information session will be offered prior to Open Enrollment to help you understand your medical options during enrollment process. Two Open Enrollment meetings will also be offered during the Open Enrollment period. These sessions will be held virtually through Microsoft Teams. You may join from your computer, tablet, or smartphone.
Meeting 1: Medical Plan Information Session
Date: October 8, 2026Â
Time: 2:00PM – 3:00PM MT
Registration
Open Enrollment Meeting 1
Date: November 5, 2026Â
Time: 9:00AM – 10:00AM MT
Registration
Open Enrollment Meeting 2
Date: November 11, 2026Â
Time: 2:00PM – 3:00PM MT
Registration
Enrollment Checklist
A checklist to help you prepare for and complete Open Enrollment.
Resources
The documents below provide detailed information about your 2027 benefits.
Important Dates
Stay on track with these key dates for the 2027 US Benefits Program. Save them in your calendar so you don’t miss an important deadline.
November 2, 2026
Open Enrollment Begins
Review your benefit options and make your elections.
November 13, 2026
Open Enrollment Ends
Complete your benefit elections by this date.
January 1, 2027
Benefits Effective
Your 2027 benefits become effective.
Benefit Providers
Your benefit plans are administered by the providers below.
| Benefit | Provider |
|---|---|
| Medical | Regence Group Administrators (RGA) – Blue Cross Blue Shield – PPO and HDHP plans. Kaiser – HMO Plans |
| Dental | Delta Dental – Preferred Provider Organization (PPO) DeltaCare USA – Dental Health Maintenance Organization (DHMO) |
| Vision | Ameritas – with access to EyeMed and VSP networks. |
| Basic Life and AD&D Insurance | New York Life |
| Health Savings Account | HSA Bank |
| Flexible Spending Account | HSA Bank |
| Commuter Benefit | HSA Bank |
| Disability Insurance | New York Life |
| Voluntary Insurances | New York Life |
| Supplemental, Critical Illness, Accident, Hospital Indemnity | New York Life |
| Identity Theft | Aura/MetLife |
| Legal Coverage | ARAG |
| Pet Insurance | Fetch |
Need Help?
If you have questions or require assistance, please contact the Graham Benefits team at ushrbenefits@graham.ca or call 1 – 403-570-5299.Â