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Moltz
2027 Benefits

Welcome to the Moltz 2027 benefits page.

This page contains benefit information and resources specific to Moltz employees.

Review what’s new in 2027, explore your benefit options, access provider information, and find the resources you need to make informed enrollment decisions for the 2027 plan year. 

2027 US Benefits Program Overview

Beginning January 1, 2027, we are introducing a new harmonized benefits program across Graham US, XL Construction, Moltz and Milender White. This initiative aligns benefits across our US entities while continuing to provide competitive coverage, flexibility and choice for employees and their families.

What’s New for 2027

As part of the transition to our new US benefits Program, several changes and enhancements will take effect beginning January 1, 2027.

New Benefits Administration Platform

We will be using a new benefits administration platform called bswift. This secure platform will be used to enroll in benefits, make elections, and manage your coverage throughout the year. Instructions on how to access bswift can be found in the “Resources” section below.

Expanded Benefits Offerings

You will continue to have access to Medical, Dental, Vision, Life and Disability coverage, Spending Accounts and Voluntary benefits. Several new and enhanced offerings have been introduced as part of the new benefits program providing greater choice, flexibility and support for you and your family.

Active Enrollment Required

Open enrollment for the 2027 plan year will be an active enrollment year, meaning all eligible employees will be required to make new benefit elections. As the new benefits program replaces existing plans, your current benefit elections will not automatically carry forward into 2027. To ensure you have coverage that best meets your needs for 2027, please complete your enrollment during the Open Enrollment period.

Open Enrollment will take place from November 2-13, 2026.

If you do not complete your enrollment, a default medical plan will be assigned to you, and changes cannot be made until the next Open Enrollment period unless you experience a qualifying life event. 

Medical and Open Enrollment Information Sessions

A Medical Plan Information session will be offered prior to Open Enrollment to help you understand your medical options during enrollment process. Two Open Enrollment meetings will also be offered during the Open Enrollment period.  These sessions will be held virtually through Microsoft Teams. You may join from your computer, tablet, or smartphone.

Meeting 1: Medical Plan Information Session
Date: October 7, 2026 
Time: 2:00PM – 3:00PM MT
Registration

Open Enrollment Meeting 1
Date: November 3, 2026 
Time: 2:00PM – 3:00PM MT
Registration

Open Enrollment Meeting 2
Date: November 10, 2026 
Time: 9:00AM – 10:00AM MT
Registration

Enrollment Checklist

A checklist to help you prepare for and complete Open Enrollment.

Important Dates

Stay on track with these key dates for the 2027 US Benefits Program. Save them in your calendar so you don’t miss an important deadline.

November 2, 2026

Open Enrollment Begins

Review your benefit options and make your elections.

November 13, 2026

Open Enrollment Ends

Complete your benefit elections by this date.

January 1, 2027

Benefits Effective

Your 2027 benefits become effective.

Benefit Providers

Your benefit plans are administered by the providers below.

Benefit Provider
Medical Regence Group Administrators (RGA) – Blue Cross Blue Shield – PPO and HDHP plans.
Kaiser – HMO Plans
Dental Delta Dental – Preferred Provider Organization (PPO)
DeltaCare USA – Dental Health Maintenance Organization (DHMO)
Vision Ameritas – with access to EyeMed and VSP networks.
Basic Life and AD&D Insurance New York Life
Health Savings Account HSA Bank
Flexible Spending Account HSA Bank
Commuter Benefit HSA Bank
Disability Insurance New York Life
Voluntary Insurances New York Life
Supplemental, Critical Illness, Accident, Hospital Indemnity New York Life
Identity Theft Aura/MetLife
Legal Coverage ARAG
Pet Insurance Fetch

Need Help?

If you have questions or require assistance, please contact the Graham Benefits team at ushrbenefits@graham.ca or call 1 – 403-570-5299. 

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