US Benefits

Benefits Program Overview

Beginning January 1, 2027, we are introducing a new harmonized benefits program across Graham US, XL, Moltz and Milender White. This initiative aligns benefits across our US entities while continuing to provide competitive coverage, flexibility and choice for employees and their families.

Active Enrollment Required

Open enrollment for the 2027 plan year will be an active enrollment year, meaning all eligible employees will be required to make new benefit elections. As the new benefits program replaces existing plans, your current benefit elections will not automatically carry forward into 2027. To ensure you have coverage that best meets your needs for 2027, please complete your enrollment during the Open Enrollment period (November 2nd – 13th, 2026).

Important Dates

Stay on track with these key dates for the 2027 US Benefits Program. Save them in your calendar so you don’t miss an important deadline.
November 2, 2026

Open Enrollment Begins

Review your benefit options and make your elections.

November 13, 2026

Open Enrollment Ends

Complete your benefit elections by this date.

January 1, 2027

Benefits Effective

Your 2027 benefits become effective.

Choose Your Company

Select your company to view your benefits information, plan details, costs, coverage levels, FAQs and resources specific to your organization.

CG-wealth-management-graham-construction
CG-wealth-management-graham-construction

Enrollment Checklist

A checklist to help you prepare for and complete Open Enrollment.

bswift

Access the bswift portal to review your benefit options and complete your 2027 enrollment.

Please note:

  • XLI and Moltz employee profiles are currently in development and are expected to go live on October 1, 2026.
  • 2027 benefit options will become visible in bswift when Open Enrollment begins on November 2, 2026.

Stay Informed

Additional information and resources will continue to be added to this website throughout the rollout. Check back regularly, review new materials, and participate in information sessions and Open Enrollment meetings to stay informed and make confident benefit decisions.

Resources

Access helpful resources to better understand your benefits and prepare for Open Enrollment
Benefits Acronyms and Key Terms
Salary & Hourly Benefit Guides
  • 2027 Benefit Guide – Salaried (Coming soon)
  • 2027 Benefit Guide – Hourly (Coming soon)
 
Medical
  • What is a High-Deductible Health Plan (HDHP)? (Coming soon)
  • What is a PPO plan? (Coming soon)
  • What is a HMO plan? (Coming soon)
Dental
  • What is a PPO dental plan? (Coming soon)
  • What is a DHMO dental plan? (Coming soon)
  • DeltaCare USA – DHMO (English)
Vision
  • What is Vision insurance? (Coming soon)
Basic Life, AD&D, STD, LTD
Voluntary Insurance
  • What is Accident Insurance? (English | Spanish)
  • What is Critical Illness Insurance? (English | Spanish)
  • What is Supplemental Insurance? (Coming soon)
  • What is Hospital Indemnity Insurance? (English | Spanish)
  • What is Commuter benefit? (English | Spanish)
  • What is Pet Insurance? (Coming soon)
  • What is Legal Coverage? (Coming soon)
  • What is Identity Theft? (English)
HSA/FSA
Employee Assistance Program

Need Help?

If you have questions or require assistance, please contact the Graham Benefits team at ushrbenefits@graham.ca or call 1 – 403-570-5299.

Disclaimer

This information is intended for informational purposes only and does not include all plan details. Official plan documents will be available on January 1, 2027. In the event of any discrepancy, the official plan documents will govern.

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